Megamenu

DEEN DAYAL ANTYODAYA YOJANA – NRLM

Ministry of Rural Development, Govt. of India has launched National Rural Livelihood Mission (NRLM) by restructuring Swarnajayanti Gram Swarozgar Yojana (SGSY), effective from April1, 2013.

NRLM – Key Difference from SGSY

  • Demand Driven’ Strategy – implementation in a Mission Mode
  • Participatory identification of the Poor- preference for the poorest of the poor households
  • SHGs based on Mutual Affinity
  • NRLM has taken a Saturation Approach – will ensure all the poor in a village are covered
  • Federations – Village level/Cluster level
  • Continuous hand holding support to SHGs
  • Access to Repeat Finance
  • Availability of Revolving Fund
  • Introduction of Interest Subvention
  • No Collateral and no margin will be charged upto Rs. 10 lakh limit to SHGs
  • No liens to marked against SB a/cs of SHGs
  • No deposits to be insisted while sanctioning
  • Allocation Based’ Strategy
  • Identification based on BPL list
  • SHGs based on common Activity
  • One time financial Support
  • Availability of Capital Subsidy

NRLM – Key Difference from SGSY

  • ‘Demand Driven’ Strategy – implementation in a Mission Mode
  • Participatory identification of the Poor- preference for the poorest of the poor households
  • SHGs based on Mutual Affinity
  • NRLM has taken a Saturation Approach – will ensure all the poor in a village are covered
  • Federations – Village level/Cluster level
  • Continuous hand holding support to SHGs
  • Access to Repeat Finance
  • Availability of Revolving Fund
  • Introduction of Interest Subvention
  • No Collateral and no margin will be charged upto Rs. 10 lakh limit to SHGs
  • No liens to marked against SB a/cs of SHGs
  • No deposits to be insisted while sanctioning
  • Allocation Based’ Strategy
  • Identification based on BPL list
  • SHGs based on common Activity
  • One time financial Support
  • Availability of Capital Subsidy