DEEN DAYAL ANTYODAYA YOJANA – NRLM
Ministry of Rural Development, Govt. of India has launched National Rural Livelihood Mission (NRLM) by restructuring Swarnajayanti Gram Swarozgar Yojana (SGSY), effective from April1, 2013.
NRLM – Key Difference from SGSY
- Demand Driven’ Strategy – implementation in a Mission Mode
- Participatory identification of the Poor- preference for the poorest of the poor households
- SHGs based on Mutual Affinity
- NRLM has taken a Saturation Approach – will ensure all the poor in a village are covered
- Federations – Village level/Cluster level
- Continuous hand holding support to SHGs
- Access to Repeat Finance
- Availability of Revolving Fund
- Introduction of Interest Subvention
- No Collateral and no margin will be charged upto Rs. 10 lakh limit to SHGs
- No liens to marked against SB a/cs of SHGs
- No deposits to be insisted while sanctioning
- Allocation Based’ Strategy
- Identification based on BPL list
- SHGs based on common Activity
- One time financial Support
- Availability of Capital Subsidy
NRLM – Key Difference from SGSY
- ‘Demand Driven’ Strategy – implementation in a Mission Mode
- Participatory identification of the Poor- preference for the poorest of the poor households
- SHGs based on Mutual Affinity
- NRLM has taken a Saturation Approach – will ensure all the poor in a village are covered
- Federations – Village level/Cluster level
- Continuous hand holding support to SHGs
- Access to Repeat Finance
- Availability of Revolving Fund
- Introduction of Interest Subvention
- No Collateral and no margin will be charged upto Rs. 10 lakh limit to SHGs
- No liens to marked against SB a/cs of SHGs
- No deposits to be insisted while sanctioning
- Allocation Based’ Strategy
- Identification based on BPL list
- SHGs based on common Activity
- One time financial Support
- Availability of Capital Subsidy
